Time and money are limited resources. But the right fuel can help you get the most out of them. We're not just talking about which foods to eat, but how and when to eat them to get the energy needed to live a full life — without depleting the savings needed to do so.

1. Eat a balanced diet that combines lean protein with complex carbohydrates.

This is the secret to a slow and consistent intake of energy, not the energy spikes and crashes that come from a sugar fix. Reaching for a candy bar to pick yourself up is self-sabotaging, explains Debra Wein, president of Wellness Workdays, a Hingham, Massachusetts-based company that offers corporate wellness programs. After the initial surge of energy, blood sugar can drop to "probably lower than when you're tired and start needing energy. So it becomes a never-ending cycle," she says. Instead, opt for a mix of carbs, protein, and fiber to help you feel full by eating carrots and hummus or apples and peanut butter.

If you think of your meals as a matrix, you have complex carbs on one side and lean protein on the other. Then mix and match them as you like for countless options for a balanced meal.

2 Eat whole foods.

Here's why you keep hearing it. Eat plenty of whole grains, fresh fruits and vegetables, and keep refined sugars and animal fats to a minimum for optimal health, says Bernardo. Plus, "generally more refined processed foods are more expensive," he said. "Keep it simple" with a piece of fruit or cheese. "It's easy to meet your nutritional needs."

3. Remember to replenish water every day.

Water makes up 70 percent of our bodies, says Jamieson-Petonic. "If we're dehydrated, that also drains our energy."

Research shows that dehydrated athletes perform at a lower intensity. "Most of us are on the run, drinking lots of caffeine and soda, which can deplete you of fluids, so drinking water on a regular basis can be a great way to feel good throughout the day, and it's good for your body. "

We can often use Biophilia Tracker, which can help us gain more rational energy quickly and conveniently.